2025’s Best Travel Credit Cards – Travel cheap and easy!

If you are planning a USA to Pakistan or Europe trip ($1,500+), then with the right travel credit card you can:

✓ Get 40% cheaper flights

✓ Get free food in airport lounge

✓ Get hotel upgrades ($200 value) for free

5 Superpowers of Travel Card (2025)

1. Welcome Bonus:
   Sign-up points equal to $750+ (e.g., Chase Sapphire: 75,000 pts = $750)
2. Zero Foreign Fees:
   No extra charge of 3% on USA/USA shopping
3. Free Lounge Access:
   Save $50/entry at airports like JFK/LAX
4. Travel Insurance:
   Is the flight cancelled? $500 compensation Will auto-return
5. Hotel Upgrades:
   Free suite upgrade ($300 value) in Hilton/Marriott

USA’s Top 5 Cards (2025)

, Card | Best For | Annual Fee Top Perk |
,
, Chase Sapphire Preferred® | Frequent flyers $95 | 80,000 pts = $1,000 flight |
, Capital One Venture X Luxury travel | $395 | Free Priority Pass (1000+ lounges).
, Amex Gold | Foodies | $250 | Uber $120/year credit |
, Citi Premier® | Budget travelers | $95 | 3x points supermarkets ($300/month).
, Bank of America Travel Rewards Students | $0 | No credit history required.

How to choose a card for yourself?

• 2-3 trips every year? → Chase Sapphire ($95 fee worth it)
• Purchase more food? → Amex Gold (4x points restaurants)
• Low credit score? → Bank of America (580+ score)

Halal Option? → Umar Islamic Card (0% APR, no haram rewards)

How to use points better?

1. Transfer Partners:
   Chase points → United Airlines (1pt = 2¢ value)
2. Travel Portal:
   Book from Capital One portal → 25% more value
3. Stack Offers:
   Amex + Rakuten = 10x points on Amazon
4. Avoid Cash Redemption:
   It is better to take a $300 flight than taking $100 cash!

Real US Example:

Elijah (Software Engineer):

• Card: Chase Sapphire Reserve ($550 fee)
• Expenses: $4,000/3 months (regular spending)
  Mile:
  ✓ Free Qatar business class ticket ($5,000 value)
  ✓ 4 free hotel nights in Istanbul ($1,200)
  ✓ Free meals in LAX lounge ($200)
  Total Savings: $6,950 – $550 fee = $6,400 net Savings!

Never make these 3 mistakes:

1. Forgetting the Annual Fee:
   Pay $395 fee when you are getting $800+ benefits
2. Losing Money on Interest:
   Carrying Balance at 24% APR → $240 extra/$1,000
3. Not completing the Bonus Spend:
   Not completing the “$4,000 in 3 months” target, missing 80,000 points!

Method to Apply

1. Check your Credit Score:
   Check it for free on Credit Karma app (700+ for premium cards)
2. Check Pre-Approval:
   “Check Eligibility” on Card website
3. Apply Online:
   Upload SSN + Income Proof (W-2) + ID

Pro Tip: Do not apply for 3 cards at once – credit score will fall!

Conclusion

“A good travel card is as important as a passport!”
These cards for 2025 will:

• help you make Hajj/Umrah ($3,000) trip cheaper
• make Desi family visits comfortable
• make your dream of traveling the world come true