Nowadays people consider their pets as part of the family. If the pet is a Persian Cat, then its care and expenses are more than that of ordinary cats. Their personality, style and beauty make them a “luxury pet”. But their health related issues are also special, and sometimes the vet bills go up so much that the budget gets spoiled. Therefore, taking insurance for a Persian Cat is a wise decision.
What is Persian Cat Insurance?
This is such a plan where you pay a small amount (premium) every month. If your cat gets sick, gets hurt or requires surgery, the insurance company covers its expenses.
The advantage is this: You don’t have to pay a huge amount at once in an emergency – the cat’s treatment gets done on time and money is also saved.
Common Diseases in Persian Cats
These beautiful cats are more prone to these problems:
- Difficulty in breathing: Due to small nose and flattened skin
- Gardnerelle’s disease (PKD): A dangerous disease inherited through genes
- Eye infection: Watery eyes and quick infection
- Dental problems: Problem in teeth and muscles
- Herbal allergy: Infections due to long hair
The cost of these treatments is not less. Insurance keeps you safe in terms of money.
What is included in the insurance plan?
Most Persian cat insurance plans cover the following:
Treatment for injury or accident
Diseases (gum disease, breathing problems, infections etc.)
Surgery and hospital stay
Lab tests, X-rays
Medicines
Some plans also cover grooming and routine checkups (added separately)
How much does the insurance cost?
The cost depends on the following things:
- The age of the cat
- The condition of its health
- Your city/state (in the USA)
- Which company’s plan have you taken
Generally: Persian cat insurance costs $25 to $45 per month (not in rupees).
Best Insurance Companies (For USA)
These companies are considered the best in America:
- Healthy Paws: Unlimited coverage, quick claim approval
- ASPCA: Custom plan, 24/7 help
- Figo: Talk to vet online, digital claims
- Embrace: Covers diseases inherited through genes
- Trupanion: Gives direct money to vet (no need to fill claim)
While taking insurance keep these things in mind:
Look at the coverage carefully – does the plan cover common illnesses worth billions of rupees?
Understand Deductible and Limit (how much you will have to pay, how much the company will pay)
What is the Waiting period? (Mostly 14 days or more)
Is the claim process easy or not?
Is the main premium within your Budget?
Is it good to take insurance?
Persian bills are expensive and delicate. If insurance is not taken then the cost of any illness or surgery can range from $1,000 to $5,000+. This can become a burden for middle-class families.
But spending $30-$40 every month on insurance can keep you financially safe.
Conclusion:
If you own a Persian cat or are thinking of getting one, then definitely consider getting insurance. This is not just a matter of money, but can also be a way to save your cat’s life.
Keep your beloved cat safe by giving it insurance. Compare companies today and choose the best plan!