In America, 68% of the houses have animals, but the vet bills are so expensive:
Surgery: $3,000-$5,000
No insurance = financial disaster!
Emergency visit: $200-$800
Cancer treatment: $8,000-$15,000
4 Reasons Why Are They Necessary?
- Accidents:
Car accident or eating poison → $2,000+ - Diseases:
Cancer/Diabetes treatment up to $10,000 - Native Diseases:
German Shepherd’s hip surgery $5,000 - Routine Care:
Vaccines + Checkup: $300/year
Top 5 US Companies of 2025
Company | Special Baat Avg. Cost | Cover Range |
Healthy Paws | Unlimited lifetime cover. $35-$65 | 90% upto refund |
Embrace | For old animals. $40-$75 | Dental + Grooming |
Spot | Budget-friendly | $25-$50 | Wellness add-ons |
Figo | 24/7 Video Vet | $30-$55 | Claim from App |
ASPCA | Trusted name | $35-$60 | Behavioral issues|
How much coverage do you get?
| Problem | Average Cost | Insurance Cover |
|---|---|---|
| Broken Leg | $4,000 | 80%-90% |
| Cancer Treatment | $12,000 | 70%-90% |
| Dental Cleaning | $500 | 90% |
| Yearly Vaccines | $250 | +$15/month add-on |
It is not covered:
- Previous existing diseases
- Pregnancy
- Cosmetic surgery
5 Rules while choosing a Policy
- First Deposit (Deductible): Keep $100-$500
- Refund Rate: 90% plan is better
- Salana Limit: Minimum $20,000
- Waiting Period:
- Happenings: 2-14 days
- Disease: 15-30 days
- Breed restriction:
Different conditions for Pitbulls/Shepherds
Premium of Famous US Breeds
Breed | Avg. Monthly Cost | Common Issues
Labrador | $35-$60 | Hip Dysplasia ($4k) |
Persian Cat | $40-$70 | Breathing ($3k) |
French Bulldog | $65-$100 | Spine Surgery ($7k) |
Golden Retriever | $45-$80 | Cancer ($10k+) |
Real Life Incident:
Ahmed (Texas)’s German Shepherd “Rocket”
- Issue: Snake Bite
- ER Cost: $3,200
- Insurance: Healthy Paws (90% coverage)
- Ahmed gave: $320
Had to pay the whole $3,200 without insurance!
How to Apply
- Get Online Quote:
Get estimate in 2 minutes on HealthyPaws.com - Prepare Papers:
- Proof of animal’s age
- Medical records (if available)
- Start:
Pay with Credit Card → Start coverage within 48 hours!
4 ways to save
- Small Children Insurance:
Premium for 8 weeks old puppy/kitten: $25
Premium for 7 years old animal: $65 - Multi-Pet Discount:
Add another animal → 10% off - Annual Payment:
Pay for the whole year in one go → 1 month free - Wellness Plan:
Vaccines + Checkup **$150/year instead of *$300*
3 Dangerous Mistakes
- Ignoring the Waiting Period:
Accident 3 days after buying the policy → not covered! - Hiding old diseases:
Companies check medical records – you can be banned! - Getting a cheap plan:
$10,000 annual limit = Cancer treatment adhoora!
Conclusion:
“Pet insurance is a lifelong trust for your lion friend!”
Today’s $40/month tomorrow:
- Saves you from a $15,000 bill
- Provides better treatment
- Prevents you from the decision to “Euthanize”
(Search for “moneygeek.com“ for Sharia-compliant options)